Mortgages in Spain

Fast mortgage processing in Spain:

Individual
consulting
For all questions

Preparation Assistance
Documents

Consulting on
Banking Products

A mortgage in Spain is a guarantee of a quick residence permit and a great way to invest. A European country with a strong and stable economy will be a great place to relocate the whole family or create a profitable business. Every year, the number of new citizens increases, and in most cases, the path to citizenship begins with the purchase of a house. You can buy real estate with a mortgage loan, but the execution of such an agreement requires a serious attitude and careful preparation. Banks in Spain are happy to work with non-residents of the country, but for a successful transaction, you will need the help of a professional consultant.

The terms of a mortgage agreement in Spain depend on various factors: the interest rate, the duration of the loan and the amount that covers the cost of the house may vary. Each bank develops its own conditions, and future customers are advised to study the offers of all companies on the market.

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Stages of obtaining a mortgage in Spain

Preparation
Documents

The first step is to obtain an NIE, which must be issued in accordance with the regulations. Without this document, it is impossible to take advantage of the loan offer, but our specialists will help you collect all the required certificates.

Discovery
Bank Accounts

After all the documents are collected, you need to open an account with the bank whose lending services you have decided to use.

Assignment
Documents

Provision of documents confirming solvency. The last level is their submission, which confirms your financial solvency.

An important factor for obtaining a mortgage is the availability of income in Europe.

Our managers will not only help you issue the necessary certificates and collect a full package of documents, but will also deal with all issues during the direct purchase.

The cost of obtaining a mortgage in Spain

The cost of the service depends on what kind of property you are going to buy and how difficult it is to gather everything you need. We recommend that you seek individual mortgage advice to study all the terms of the loan and find out how quickly you can become a homeowner.